MenuTop = "<table cellpadding=0 cellspacing=0 border=0 width=150>" + "<tr>" + "<td>";
MenuBottom =   "</td>" + "</tr>" + "</table>";
sizeBase = 37;
sizeLine = 14;
SubNavBogus = "<img src='greyh.jpg' width=1 height=1 border=0>";
SubNavroll01 = MenuTop  + "<a href='lay_out_cz.html'><img src='k10z.jpg' border=0 height=16 width=24></a>" + "<img src='lincen.jpg' border=0 height=16 width=7>" + "<a href='outline_terms_cz.html'><img src='k11z.jpg' border=0 height=16 width=89></a>"+ MenuBottom;
SubNavroll01lines = 1;
var navAdjusterV=0;
var navAdjusterH=0;
if (document.layers) {
   navAdjusterV=7;
   navAdjusterH=2;
} 
var navAdjusterVMacIE=7;
var navAdjusterHMacIE=2;
var agt=navigator.userAgent.toLowerCase();
var is_mac = (agt.indexOf("mac")!=-1);
var is_ie = (agt.indexOf("msie") != -1);
var is_major = parseInt(navigator.appVersion);
var is_ie4up  = (is_ie  && (is_major >= 4));
if  (is_mac && is_ie4up) {
   navAdjusterV = navAdjusterV + navAdjusterVMacIE;
   navAdjusterH = navAdjusterH + navAdjusterHMacIE
}
createLayer('SubNavBogus', 0, 0, 1, 1, 0, SubNavBogus); //left, top, width, height
createLayer('SubNavroll01', eval(200 - navAdjusterH), eval(85 - navAdjusterV), 150, eval(sizeBase + sizeLine*SubNavroll01lines), 0, SubNavroll01);